About Us
Welcome to The Urja Dhan
Urja Dhan is a social enterprise empowering lower-income women in Tier 1 Indian cities by promoting financial equality through economic opportunities, fostering equitable communities.
Who Are We
Urja Dhan is driven by a team of changemakers passionate about closing the financial gap for underserved women in urban areas. Our work aligns with India’s financial inclusion goals and complements the efforts of government agencies and CSR partners.
Our Mission
We aim to digitally transform personal finance management for LIG women, promoting responsible savings and access to collateral-free credit, in compliance with financial regulations
What We Do
- Digital savings and credit group formation.
- Financial literacy programs.
- Transparent, compliant fund management.
- Partnerships with government bodies for wider impact.
How Urja Dhan Work
Group Formation
Women use the Urja Dhan app to form self-help savings and credit groups, fostering financial support within their communities.
Periodic Contributions
Members make regular, small contributions, promoting consistent savings and financial discipline.
Credit Disbursement
Urja Dhan provides timely and accessible micro-loans to empower women, supporting their entrepreneurial ventures and promoting financial independence.
Digital Tools
Members use app-based modules to build credit scores and enhance their financial literacy, empowering them with better financial management skills.
Compliance & Reporting
Urja Dhan upholds transparency and accountability through rigorous compliance and detailed reporting, ensuring responsible use of resources and impactful results.
Regular Savings
Members make small, manageable contributions at set intervals, fostering a habit of consistent saving and building financial security over time.
Why Choose Us?
Empowering urban women with financial freedom, support, and lasting impact.
Designed exclusively for urban, lower-income women, addressing their specific financial challenges.
Community-driven lending with secure digital tracking ensures reliability and transparency.
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Fully aligned with RBI’s Digital-Lending Guidelines for safe and regulated financial management.
Easy-to-use mobile platform with JAM integration for secure savings and transactions.
Demonstrated success with active groups, successful repayment cycles, and empowering financial independence.
Our Impact
Making Financial Inclusion a Reality
Satisfied Clients
Collectives
Repayers
Goal
Join Us and Support Our Mission
- CSR Partners: Let’s collaborate to create sustainable impact.
- Government Grants: We align with national priorities on women’s empowerment and financial inclusion.
- Philanthropic Donors: Your support will help us scale our services to reach millions more.